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  • 0% APR financing available for 3 months*
  • Simply select "Pay Over Time" as your payment method at checkout
  • Enter some basic personal details to see if you prequalify in seconds
  • Easily split your purchase into 3 - 36 monthly payments at competitive interest rates*
  • Get your products quickly, and pay later
  • Small payments for large purchases
  • For U.S. Customers Only
  • FAQs

Bread® Customer Care

(844) 992-7323


*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.