• 0% APR financing available for 3 months*
• Simply select "Pay Over Time" as your payment method at checkout
• Enter some basic personal details to see if you prequalify in seconds
• Easily split your purchase into 3 - 36 monthly payments at competitive interest rates*
  
• Get your products quickly, and pay later
• Small payments for large purchases
• For U.S. Customers Only
• FAQs

*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.